Ready Capital Investor Presentation Deck

SBA 7(a) Case Study Name: Location: Loan Purpose: Business: Creative JDEA, Inc. Los Angeles, CA 90020 Real Estate Purchase Office Building LOAN AMOUNT: PRICING BASIS: RATE: GUARANTEE: SALE PREMIUM: SECURITIZATION ADVANCE RATE: SERVICING STRIP: DEBT COST: LIEN: ORIGINATION DATE: TERM (MONTHS): AMORTIZATION (MONTHS): LOAN-TO-VALUE: PERSONAL GUARANTEE: RETAINED YIELD: $3,350,000 Variable Prime + 125 bps 75% 12% 84% 1% 3.45% 1 st February 2022 300 READY CAPITAL. 300 84% Yes 16.37% 18

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