Barclays Global Financial Services Conference

Year-to-Date Performance vs. Peers Adjusted Return on Average Assets Adjusted Return on Average Tangible Common Equity 0.96% 14.52% Adjusted Efficiency Ratio GAAP 63.7% 58.9% GAAP 0.82% 0.48% GAAP 12.52% 55.2% 5.49% Uniquely positioned to deliver results Truist Peer Median Truist Peer Median Truist Peer Median Net Interest Margin NPAs / Assets 3.34% 0.41% For the period ended 6/30/20 Source: S&P Global and company reports 2.82% 0.25% Truist Peer Median Truist Peer Median TRUIST HH Adjusted ratios are non-GAAP measures. See non-GAAP reconciliations in the attached appendix. Peers include BAC, CFG, FITB, JPM, KEY, MTB, PNC, RF, USB and WFC 13

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