Doma SPAC Presentation Deck slide image

Doma SPAC Presentation Deck

Reconciliation of (Unaudited) non-GAAP Metrics ($ in millions) Revenue (GAAP) Less: Premiums Retained by Agents Retained Premiums and Fees¹ Less: Direct Fulfillment Expense² Less: Depreciation & Amortization Gross Profit (GAAP) Plus: Depreciation & Amortization Adjusted Gross Profit Net Income / (Loss) (GAAP) Plus: Income Taxes³ Plus: Depreciation & Amortization Plus: Interest Expense EBITDA Plus: Stock-Based Compensation Plus: Transaction Related Costs Plus: One-Time Severance Costs4 Adjusted EBITDA¹ Historical 2019A $358.1 ($178.3) $179.8 ($93.3) ($1.9) $84.6 $1.9 $86.5 ($27.1) $0.4 $1.9 $9.3 ($15.6) $0.9 $0.8 ($13.9) 2020E $409.8 ($220.1) $189.7 ($98.0) ($5.8) $85.8 $5.8 $91.6 ($35.1) $0.8 $5.8 $5.6 ($22.9) $2.5 == $1.4 ($19.0) 2021E $416.4 ($190.0) $226.4 ($137.0) ($12.2) $77.3 $12.2 $89.5 ($103.1) $0.5 $12.2 $18.2 ($72.2) $5.6 ($66.6) Projected 2022E $514.6 ($195.7) $318.9 ($148.2) ($14.5) $156.2 $14.5 $170.7 ($51.9) $0.5 $14.5 $21.0 ($15.8) $5.4 ($10.4) 2023E $665.3 ($201.5) $463.7 ($157.0) ($14.5) $292.2 $14.5 $306.8 $45.5 $0.5 $14.5 $23.0 $83.5 $5.6 -- $89.1 (1) Retained premiums and fees and adjusted gross profit are reconciled to gross profit in accordance with GAAP; Adjusted EBITDA is reconciled to net loss in accordance with GAAP (2) Includes direct labor expense, provision for claims, and other direct expense. (3) We expect our income tax liability for 2021 through 2023 to be largely offset by our deferred tax assets. (4) Attributable to measures taken in response to the COVID-19 pandemic. 35
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