XP Inc Results Presentation Deck

Highlights 1 2 3 Distribution Network (IFAS + B2C) growing more than 5% QoQ 4 Resilience - Gross Revenue growth of +17% YoY with Adj. Net Margin 30%+ Portfolio Effect - Record high Institutional Revenues and trading activity in the Retail Fixed Income platform New Verticals growth of 3x YoY, representing 7.6% of total revenues MELHOR 5 XP was rewarded Best Advisory for the 4th consecutive year by Datafolha sãopaulo serviços Datafolha - 2022- XP Inc. 5

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