Affirm Results Presentation Deck

Fourth Quarter 2021 Highlights GROSS MERCHANDISE VOLUME ($M) ACTIVE CONSUMERS (M) affirm $1,203 54% Growth FY Q4'20 Notes: 1. $2,484 106% Growth FY Q4'21 Metrics are unaudited 3.6 77% Growth 7.1 97% Growth FY Q4'20 FY Q4'21 TRANS. PER ACTIVE CONSUMER 2.1 5% Growth 2.3 8% Growth FY Q4'20 FY Q4'21 REVENUE ($M) $153 120% Growth $262 71% Growth FY Q4'20 FY Q4'21 5

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