Investor Presentation (2Q2016)

Key Differentiators ➤ Emerging regional financial services company with a community bank at its core ▪ Diversified revenue growth engines with a critical focus on credit quality ▪ Well-balanced loan and deposit distribution across footprint ■ Robust legacy market share combined with three major metropolitan markets Top ten market share in the Pittsburgh and Columbus MSAs Strong legacy of credit and risk management > Solid, and growing, non-interest income generation ■ $3.6B of assets under management through our 100-year old trust business $894MM AUM through our proprietary mutual funds, the WesMark Funds ➤ Focus on cross-selling - average ratio on new consumer relationships has increased 37% to 4.3 Strong expense management culture with an efficiency ratio of 55.5%, despite having sizable non-bank fee-based businesses. Well-positioned for continued, high-quality growth Note: financial data as of quarter ending 3/31/2016; market share based on MSAS (source: SNL); cross-sale data is measured 90 days after relationship opening and reflects Dec-2015 compared to Dec-2013; please see the efficiency ratio reconciliation in the appendix

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