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Klarna Investor Presentation Deck

And it doesn't end at purchase. We keep adding value. 9:41 Purchases $145.00 Pay this Friday All $913.00 Total you owe To pay Asos Feb 13 Options Payment due Mar 13 Unieuro Mar 19 Payment due Apr 13 Options $768.00 Pay next Friday Deliveries Pay Pay $145.00 Money $768.00 Flexible payment management Ret You have $1 580 left of salary this month. $90/day, doing $2.500 income Payments Outstanding balance $200 $34 due tomorrow EN Spending report $480 on average 500 700 800 $200 upcoming Klarna Money $720 spent Available balance $340 30 in savings Top-up 600 960 Easy budgeting tools All PERGA HAM Search On its way (2) Macy's Paid Report return H&M Return in progress On its way Delivered Jan 28-Order#: 026348FKE0894 Spotify Yearly Paid $90.00 Contact store Pay now Mark as delivered Jan 23- Tracking#: 79889www. + $93.90 $99.00 Jan 18-Order: HY27323FXLWDD69 Beautiful digital receipts Re 9:41 w Transaction services Track on Macy's www On its way Estimated arrival today between 6-7pm Open Macy's order all & 50 macy's Contact UPS Dynamic delivery tracking Se

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