Affirm Investor Day Presentation Deck

Reconciliation of Non-GAAP Financial Measures FY'2022 Technology and data analytics Sales and marketing General and administrative Restructuring and other Other Operating Expenses AFFIRM | 2023 1 Metrics are unaudited. Reconciliation of Adjusted Other Operating Expenses to Other Operating Expenses GAAP 419 532 577 1,528 D&A 40 8 4 I 52 Stock-Based Compensation Expense 117 23 249 389 Enterprise Warrant & Share Based Expenses 343 343 Restructuring and Other Other Costs 1 1 Non-GAAP 262 158 324 744 affirm) 97

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