Affirm Results Presentation Deck

Fully Diluted Shares Outstanding (FY Q1'23) affirm Common Shares Outstanding Plus: Balance of Options, Weighted Average Strike Price: $15.66 Plus: Vested Warrants, Weighted Average Strike Price: $0.01 Less: Treasury Stock Reduction of Options and Vested Warrants Outstanding Notes: 1. Metrics are unaudited Plus: Restricted Stock Units Fully Diluted Shares, Treasury Stock Method (Shares in millions) 287 20 3 (20) 23 313 Derivation of Fully Diluted Shares Outstanding Estimate relies upon below inputs and assumptions: Common shares outstanding and restricted stock units are as of September 30, 2022 Balance of options and vested warrants outstanding as of September 30, 2022 and reduced by 20 million shares using treasury stock method with $15.63 closing stock price as of 11/7/2022 Vested warrants include penny warrants Excludes 12.5 million Value Creation Awards with $49.00 strike price and $100.00 strike price warrants 35

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