CyberCash Mergers and Acquisitions Presentation Deck

YOUR Merger Opportunity ▪ Addresses merchant needs for simple, one-stop, end-to-end payment processing solution ▪ Creates substantial new revenue opportunity by combining CyberCash's leading Internet gateway and Network 1 settlement/processing capability ▪ Transforms CyberCash's business model from flat-fee to discount rate ■ CYBERCASH ■ Leverages CyberCash's 27,000+ Internet merchant base and 145,000+ deployed software base Enhances offerings in bricks & clicks and B2B ▪ Increases efficiency due to increased scale and enables offering of best-of-breed solutions www.cybercash.com

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