HSBC Results Presentation Deck

Balance sheet - customer lending Balances by global business, $bn 1,022 1 221 338 462 4Q20 WPB 2% 1,040 1 212 CMB 345 482 3Q21 1% 1,046 1 207 349 489 4Q21 Growth since 4Q20 (6)% 3% 6% GBM Corporate Centre Balances by region, $bn Europe o/w: UK Asia o/w: Hong Kong ΜΕΝΑ North America o/w: US Latin America Total $397bn $306bn $493bn $312bn $26bn $109bn $53bn $21bn $1,046bn Growth since 3Q21 $(6)bn (2)% $(1)bn (0)% 3 o/w: mortgages $(1)bn (0)% $4bn 1% $0bn 0% Strategy o/w: mortgages $2bn 2% $1bn 2% $1bn 4% $6bn 1% 4021 results Appendix Adjusted customer lending of $1,046bn, up $6bn (1%) vs. 3021 ◆ WPB lending increased by $7bn (1%), primarily growth in mortgages across most markets; cards and personal lending up $2bn ◆ CMB lending increased by $4bn (1%), primarily from continued growth in trade balances and increases in term lending, particularly in Asia ◆ Overall lending growth partly offset by planned reductions in GBM, mainly in the UK 46

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