Dave Results Presentation Deck slide image

Dave Results Presentation Deck

Strong growth while improving CAC Product enhancements, channel optimization and favorable market conditions supporting continued CAC efficiency vs. prior periods. Year-over-year CAC improved substantially (39%) such that we were able to acquire 27% more new Members for 23% less marketing spend. We expect to accelerate marketing spend in the coming quarters to capitalize on demand for ExtraCash and the higher returns on investment we can achieve at greater scale in those periods. Dave Customer Acquisition Cost CAC and New Member Acquisition (000s) $100 $90 $80 $70 $60 $50 $40 $30 $20 $10 $0 463 $26 1Q22 703 $30 998 $24 3Q22 2Q22 New Member Acquisition (000) Note: See Glossary for the definition of Customer Acquisition Costs 715 27% Year-Over-Year Growth $17 4Q22 587 39% Y-O-Y Improvement CAC $16 1Q23 1,200 1,000 800 600 400 200 New Member Acquisition (000s) 14
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