Dave Results Presentation Deck

Flywheel effect between ExtraCash and Dave Card Growing Dave Card adoption amongst actives is driving more transactions per active, deeping the daily use case we have with our members. Additional transactions per MTM also allows us to gain greater share of wallet to unlock the additional ARPU of our banking suite. Dave Average Monthly Transactions per Monthly Transacting Member 4.5 3Q21 3% Year-Over-Year Growth 105% Growth Since 3Q20 (2.2 Transactions) 4.7 4Q21 4.6 1Q22 Note: See Glossary for the definition of Transactions Per Monthly Transacting Member 4.5 2Q22 Sep. '22 Figure: 4.9 4.6 3Q22 20

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