HSBC Investor Event Presentation Deck

Tapping into DPI and leveraging wholesale to capture opportunities for WPB Themes Wealth Retail credit Employee banking International Manufacturing capabilities Actions |· | · | · Private Bank expected to launch in July 2023; bringing the full wealth continuum in- country 'AnytimeCredit' expected to launch in June 2023; rapid, self-serve credit journeys Recently refreshed proposition is live with market-leading features Global View and Global Money; globally developed propositions, launched locally $0.5bn LTIM acquisition completed in November 2022 1. FY22 vs. FY21, on a constant currency basis 2022 highlights¹ 1,365 2021 Book growth +26% Mortgages +18% +26% Personal loans +17% Personal banking savings account balances 1,723 Retail lending, $m 2022 New customer growth +43% 2. Top Tier: HNW / UHNWI families with qualifying total relationship balance of at least $1m Top tier²2 +234% India Wealth +62% New insurance policies +57% Premier +154% NRI +19% Cards Book growth and customer growth metrics are FY22 vs. FY21 23

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