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Sezzle Results Presentation Deck

APPENDIX I: RECONCILIATION OF GAAP TO NON-GAAP MEASURES TOTAL INCOME LESS TRANSACTION RELATED COSTS (in $US thousands) Total income Less: Transaction-related costs Transaction expense Provision for uncollectible accounts Net interest expense Write-off of unamortized debt issuance costs Transaction-related costs Total income less transaction-related costs (in $US thousands) Operating expenses December 31, 2022 September 30, 2022 38,276 $ 30,408 $ Net interest expense Depreciation and amortization $ $ (9,547) (5,401) (3,124) $ (18,072) 20,204 $ Equity and incentive-based compensation Merger-related expenses Reimbursement of merger-related costs Write-off of unamortized debt issuance costs Adjusted operating expenses and other income and expense $ December 31, 2022 September 30, 2022 33,534 $ 23,909 $ 3,124 2,192 (207) (2,619) (101) 11,000 (9,320) (5,680) (2,192) 316 (16,875) 13,533 $ (198) (2,103) 34,357 $ For the three months ended (316) 33,858 $ June 30, 2022 ADJUSTED OPERATING EXPENSES AND OTHER INCOME AND EXPENSES For the three months ended June 30, 2022 42,805 $ 1,670 29,252 $ (10,115) (7,891) (1,670) (19,676) 9,576 $ (219) (1,863) (2,059) March 31, 2022 27,634 40,334 $ (11,794) (10,466) (1,615) (23,875) 3,759 $ March 31, 2022 December 31, 2021 $ (224) (3,731) (4,405) 53,758 $ 1,615 47,013 $ 32,929 $ (13,892) (19,741) (1,517) December 31, 2020 22,085 (35,150) (2,221) $ December 31, 2021 December 31, 2020 57,279 $ 36,704 1,517 1,299 (211) (505) (642) (7,703) (9,973) (1,299) 57,437 $ (18,975) 3,111 (135) (5,530) 32,339 SEZZLE INC 4Q22 Presentation | 22
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