Paysafe Results Presentation Deck slide image

Paysafe Results Presentation Deck

Leverage summary Liquidity summary ($m) Cash and cash equivalents Undrawn amounts under revolving credit facility (¹) Leverage ($m) Total debt(¹) Cash and cash equivalents Net debt(¹) Net debt-to-LTM Adj. EBITDA(2) Paysafe: (1) (2) 9/30/21 $262 $170 9/30/21 $2,169 $262 $1,907 4.4x ● ● Increased draw on revolving credit facility (Q3 acquisition of PagoEfectivo) Committed $390m and €275m incremental senior secured loans to refinance drawn revolver and finance acquisitions of viafintech and SafetyPay (expected to be drawn Q4) Maintaining significant covenant headroom Continued commitment to long-term leverage goal of 3.5x Total debt includes the outstanding principal on the Company's borrowings. Total debt excludes the drawn amounts of a local $50 million Credit Facility held in the US outside the Company's Senior Credit Facility. The nature of the facility is to draw on the facility daily and to prefund daily interchange and acts as a source of working capital. Net debt-to-LTM Adj. EBITDA is defined as Net Debt (Total Debt less Cash and cash equivalents) divided by the Company's adjusted EBITDA as defined on slide 27 for the last 12 months and does not represent the definition of adjusted EBITDA that is used for covenant calculation purposes. 20
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