Investor Presentation (1Q2016)
Who and Where We Are
> Founded in 1870
Headquartered in Wheeling, WV
$8.5 billion in assets
141 financial centers
> Strong credit quality and regulatory
compliance
Growing market share
■
Top 10: Columbus, Pittsburgh, and
West Virginia
Top 20: Cincinnati
➤ Diversified revenue generation
■ Trust services
Securities brokerage
▪ Wealth management
Investment management
■ Insurance
Fort Wayne
Day
100
Cincinnati
Frankfort
KY
Lexington
PA
26%
Top Market Share
OH
39%
OH
WV
35%
Slumbus
Akron
Balanced Market Distribution
Loans
Deposits
Charleston
ww
WEEK
VIRGINIA
PA
26%
OH
33%
WV
41%
MD
Note: asset, location, loan, and deposit data as of 12/31/2015; market share based on MSA deposit rankings (source: SNL) (approximated on map
2
by circles) (Pittsburgh MSA excludes BNY Mellon; Columbus MSA reflects announced HBAN-FMER merger & excludes single Wells Fargo branch)View entire presentation