KKR Real Estate Finance Trust Investor Presentation Deck

1 Investment Highlights 2 Cycle Tested, Experienced Leadership Team KKR Sponsorship KREF X 3 A Differentiated Investment Strategy Mi (4 Best in Class Investment Portfolio $ S₂ KKR Real Estate Finance Trust ("KREF") benefits from its integration within KKR's -- broader Real Estate platform m -- 5 Conservative Liability Management % 6 Portfolio Benefits from Higher Rate Environment 4

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