OppFi Results Presentation Deck
OppFi Q3 2020 As Reported to Fair Value Pro Forma Reconciliation
26
($ in thousands, unaudited)
Total revenue
Total provision
Fair value adjustment¹
Net revenue
Expenses
Sales and marketing
Customer operations
Technology product, and analytics
General, administrative, and other
Total expenses before interest expense
Interest expense²
Income from operations
$
$
$
Three Months Ended September 30, 2020
As Reported
62,759
(17,880)
44,879
3,693
4,129
5,080
7,982
20,884
4,653
19,342
1. FV Adjustment of $11.9M includes et charge off of $135M and FMV Adjustment of (520) diven by higher receivables and FMV mark.
2. Includes
amortization costs
$
$
FV Adjustments
10,818 $
17,880
(11,880)
16,818
5,820
5,285
11,105
5,713
$
S
$
FV Pro Forma
73,577
(11,880)
61,697
9,513
9,414
5,080
7,982
31,989
4,653
25,055
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