CURO Group Holdings Credit Presentation Deck

Company Overview Leading consumer finance company operating as Heights Finance and Southern Management Company in over 400 branch locations across 11 southern and mid-western ■ U.S. states Heights Finance predominately underwrites large loans (>$2,500) with primarily <36% APR Southern Management Company ("SMC") underwrites small loans (<$2,500) with primarily >36% APR Provides attractive, easy-to-understand secured and unsecured installment loan products to near- prime and non-prime consumers as well as credit insurance and other ancillary financial products CURO acquired Heights Finance in December 2021 SOUTHERN FINANCE Apply Now Covington QUICK CREDIT Credit H FINANCE

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