Experian ESG Presentation Deck

Executive Summary Improving Financial Health Employees Social - Protecting identities and combatting fraud The issue >15m people in the USA are victims of identity theft annually¹, with US$16bn stolen by fraudsters >$50bn Annual cost of identity theft to US business Data $48bn Synthetic identity fraud is one of the fastest growing forms of identity theft, expected to drive $48bn in annual losses by 2023 Customer needs: Help with identity verification and detection and prevention of fraud Streamlined authentication of legitimate parties Help for businesses to achieve regulatory compliance ● ● 28 Supply Chain Environment We help businesses to minimise the risk of fraud Authentication of customer identity helps prevention of identity fraud and other crime. CrossCore is being used by more than 250 of our clients worldwide and offers technology and capabilities from multiple leading third-party partners. Our solutions for Businesses and Consumers Precise ID offers a risk-based fraud detection and prevention platform that helps them manage fraud risk across the entire customer lifecycle. Sure Profile is a first-of-its-kind solution that combats synthetic identity fraud. Our Anti Money Laundering products help reduce organised crime. Fraud prevented² $11bn O Experian Public 1. In 2016 2. We estimate our products have saved our clients at least $11bn in fraud loss savings in FY22 Governance Policies & Data tables ● We help consumers protect themselves and their families from identity theft & fraud ● experian Improved detection of and resilience to identity theft and fraud. Appendix IdentityWorks helps individuals detect potential fraud and take action: Identity theft monitoring, alerts and dark web surveillance c.11% of our revenue came from ID protection and fraud prevention in FY22 Three bureau credit monitoring Fraud resolution and ID theft insurance Lock and unlock your credit file TM In India our Prove ID-Link social innovation product helped 25m people since launch prove their identity to help them gain access to essential services. Now integrated into our mainstream CrossCore identity authentication platform.

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