Barclays Credit Presentation Deck

STRATEGY, TARGETS & GUIDANCE 150 PERFORMANCE FY19 368 20 | Barclays Q4 2021 Results | 23 February 2022 ASSET QUALITY FY20 CAPITAL & LEVERAGE FY21 structural cost actions predominantly related to BUK transformation spend and real estate charge Structural cost actions (£m) FY21 structural cost actions increased to £648m 648 266 288¹ 94 FY21 MREL, FUNDING & LIQUIDITY ¹ Includes all BUK structural cost actions, primarily related to transformation spend | 2 Numbers do not tie to chart due to rounding | CREDIT RATINGS Real estate charge BUK transformation spend Other ESG DIVISIONS & LEGAL ENTITIES APPENDIX Charge taken in Head Office in Q221 to vacate a London office building by the end of 2022 Expected to result in annual cost savings of c.£50m from 2023 onwards BUK People and Operations (FY21: £181m²; Q421: £121m) Right-sizing headcount in branches and operations Expect structural costs actions in FY22 to be lower than FY21 Automate operations and run a cost-efficient location strategy for employees BUK Property (FY21: £106m²; Q421: £75m) Primarily branch reductions 'Digital first' service model using a streamlined branch footprint Average payback of c.1-2 years on People and Operations, and c.2-3 years on Property, with savings expected to be delivered from 2023 Efficiency savings expected to create capacity for further investments in digital transformation BARCLAYS

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