First Busey Results Presentation Deck

2Q23 Earnings Investor Presentation First Busey Corporation | Ticker: BUSE Office Investor Owned CRE Portfolio All data as of 6/30/23 $ in thousands Metric Total Balances % of CRE-I Portfolio % of Office CRE-I Portfolio # of Loans Average Loan Size Total Classified Balances Weighted Avg Current LTV Traditional Office $288,196 9.8 % 62.9 % 221 $1,304 $778 57 % Medical Office $169,969 5.8 % 37.1 % 78 $2,179 $0 65 % Top Ten Largest Office Loans $124,697 4.2 % Weighted Average Debt Yield: WAvg 1-Year Lease Rollover: WAvg 2-Year Lease Rollover: 27.2 % 10 $12,470 $0 66% CBD Office Exposure Top Ten Largest Office Loans Weighted Average DSCR: 1.56 10.3% 8.3% 8.7% $10,503 0.4 % 2.3 % 6 $1,751 $0 43% Limited Metro Central Business District Exposure Downtown Chicago No outstanding Office CRE-I in Downtown Chicago Downtown St. Louis 5 Properties with $10.2 million in balances Downtown Indy 1 Property with $0.3 million in balances ington Ave Vive St- arket 40 DOWNTOWN WEST Ave LAFAYETTE W 10th St In St gan St rk St. blis p Indiana Ave. IN Senate Ave S-West St N West St St Louis N'Illinois St SIllinois St N 9th St CHATHAM-ARCH E 10th CALEY E New York St E:Oh Indianapolis Marke KA Virgin 710 12 B

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