Vroom Investor Day Presentation Deck

title & registration process Customer Selling Vehicle Customer Customer V Vroom Customer Buying Vehicle Vroom.com Vroom Pickup $ Customer Contracts & payment Vroom Vehicle Delivery $ Vroom payoff BANK TITT Lienholder Funding "high touch" and high cost unit economics BANK TIIT Customer and / or Lienholder 70% bank-financed Title & Contract Docs looo Registration Vendor ||||| Title DMV Registration |||| Title Vroom V Vroom Processing Title Recorded and filed Customer BANK ¶¶¶¶ Lienholder 57 V

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