XP Inc Results Presentation Deck

Revenue and Breakdown Total Gross Revenues (in R$ mn) 2,245 ■ 3Q20 +50% 3,368 3Q21 Highlights Strong Retail and Issuer Services revenue, with growth contribution of 80% and 10%, respectively; ▪ Growing contribution from banking revenues and record quarter for fixed income. $ RETAIL 77% ISSUER SERVICES 8% —M INSTITUTIONAL 8% مهمة XP Inc. DIGITAL CONTENT 1% of 3Q21 Total Gross Revenue Other Revenue represented 5% of Total Gross Revenues 10

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