Building a Leading P&C Insurer

1) Expands our Leadership Position in Canada Specialty¹ Pro forma: $1.6B Intact: $1.2B RSA: $0.4B DPW by Channel Intact Bolsters our Leading Platform in the Competitive Canadian P&C Industry Pro form a 2019 DPW: $13B RSA Pro forma Personal Property Pro forma: $3.3B Intact: $2.4B RSA: $0.8B Pro forma Intact Broker Pro forma: $10.5B Intact: $8.5B RSA: $2.0B 25% RSA 25% 12% 12% 12% -27% 23% 38% 21% 42% 21% 41% Pro forma 2019 DPW: $13B 81% 87% 64% 36 % 13% 19% Commercial Pro forma: $2.8B Intact: $2.1B RSA: $0.7B Personal Auto Pro forma: $5.3B Intact: $4.1B RSA: $1.2B Pro forma Highlights Direct Pro forma: $2.5B Intact: $1.3B RSA: $1.1B RSA's Johnson is a leading direct / affinity platform in Canada Commercial Lines² Intact intends to combine its best-in-class expertise in data, claims, pricing & segmentation with RSA's well diversified $3.1B Canadian business CR: 96.0% $3.3B Intact (#1) $20B CL Canada Industry³ CR: 102.3% $1.1B RSA (#5) Source: Intact and RSA filings, MSA Research Inc. RSA Specialty as defined primarily includes lines presented on page 5. 2DPW including commercial and specialty lines. CR is combined ratio for full year 2019. As measured in DPW. $60B Canadian P&C Industry³ 17% [intact] Intact Industry Share 5% RSA 3

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