Silicon Valley Bank Results Presentation Deck
Long-term financial objectives ¹,2
Strong, sustainable, smart growth
ROE -15% in low rate environment
~20% in a normalized rate
environment
Core ~10% growth in a flat rate
EPS³ environment
-20% growth in a rising rate
environment
Asset Sensitivity
<10% in down 100 bps scenario
>10% in up 100 bps scenario
1)
2)
3)
Investments in growth & improved
operating leverage
Normalized Rates
Mid-40% Core Efficiency Ratio³
Low Rates
Mid-50% Core Efficiency Ratio
Strong Capital & Liquidity
Bank Tier 1 Leverage ratio ~7-8%
Loan-to-Deposit ratio <70%
Excludes impact of SVB Leerink revenue and expense
Normalized rate environment represents Fed Funds rate above 2.5%, low rate environment represents Fed Funds at or below
2.5%
Non-GAAP measure
svb> Q2 2019 Corporate Overview and Financial Results
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