Bakkt Results Presentation Deck

A Strategic capital allocation and focus on areas with strong product market fit and scalability • We are continuously assessing our capabilities for strong product market fit and taking appropriate decisive actions ● We will remain disciplined in our capital allocation decisions Our focus areas provide scalability and accelerate our path to profitability Crypto Invest in core capabilities that expand partner offerings, markets and further enable institutional participation Loyalty Serve and grow volume with existing loyalty partners 2023 key priorities 1 2 3 Scalability Focus on scalable go-to-market opportunities in a B2B approach sunsetting our D2C consumer app As part of our business focus initiatives, we implemented a corporate restructuring today 11

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