Affirm Investor Day Presentation Deck

Why do merchants choose Affirm? 40M Registered Users¹ A powerful network of shoppers with access to transparent and honest financial products AFFIRM | 2023 MERCHANT REACH +60% integrated partners share of U.S. e-commerce LEADING AWARENESS 49% aided awareness highest among the peer group ¹ Affirm Registered User Base based upon all-time Affirm registered marketable users. 2 Gender makeup based upon Affirm active consumers as of December 31, 2021. 3 Age data based upon Affirm active consumers as of December 31, 2022. HONEST AND TRANSPARENT $0 charged in late fees or compounding interest Demographic data GENDER:2 43% male 57% female AGE:³ 48% Millennial 28% Gen X affirm 29

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