Accelerating Value Creation for Shareholders
Establishment of new business model
Consumer finance: Further risk-taking
Corporate client
segments
"Upper-middle"
"Middle"
"Lower-middle"
Core business in
corporate business market
Investment banking
business
SMFG
Core business in
consumer business market
Financial consulting
business
Individual client segments
"Private banking"
"Asset management"
(150 thousand clients)
"Asset building"
(8 million clients)
"N fund"
New type
unsecured loans
Consumer finance
"Small"
"Business
Select Loan"
"Mass"
(18 million clients)
Further risk-taking
Established strategic business by introducing new type unsecured loans to small corporate segment
Started to establish new revenue base by further risk-taking in mass segment
8
Next, I would like to explain how we will strengthen consumer finance
business as "establishment of business model".
In "small" corporate segment, we were early in successfully establishing
a business model in which we manage diversified unsecured loans on a
portfolio basis called "Business Select Loan".
This time, we intend to establish a new revenue base in mass consumer
segments by expanding risk taking to dramatically strengthening our
consumer finance business.
The consumer finance business is expected to grow further as it changes
significantly, and we have been promoting our initiatives for this business
by strengthening the collaboration among four group companies: SMBC,
Sumitomo Mitsui Card, At-Loan, and QUOQ.
Furthermore, we entered into a strategic alliance with Promise, one of the
leaders in the industry, in order to dramatically accelerate the
development of consumer finance as a new strategic business.View entire presentation