J.P.Morgan Mergers and Acquisitions Presentation Deck

Transaction assumptions and pro forma impact Transaction assumptions One-time gain of $2.6B post-tax at closing, not including expected restructuring costs of $2.0B over the course of 2023 and 2024 ● Fair value marks on acquired loans of $22B Average loan mark of 87% FDIC loss share agreements reduce risk weighting on covered loans Average risk weighting of -25% ¹ Accretion excluding bargain purchase gain in 2023 and restructuring costs expected in 2023 and 2024 JPMORGAN CHASE & Co. >$500mm net income accretion¹ Accretive to tangible book value per share CET1 ratio consistent with 1Q24 target of 13.5% IRR > 20% 3

View entire presentation