Affirm Results Presentation Deck

Fourth Quarter FY'22 Highlights Gross Merchandise Volume ($M) Active Consumers (M) affirm $2,484 106% Growth $4,396 Notes: 1. 77% Growth FY Q4'21 FY Q4'22 Metrics are unaudited 7.1 97% Growth 14.0 96% Growth FY Q4'21 FY Q4'22 Transactions per Active Consumer 2.3 8% Growth FY Q4'21 3.0 31% Growth FY Q4'22 Revenue ($M) $262 71% Growth $364 39% Growth FY Q4'21 FY Q4'22 5

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