Strategically Positioning Truist Insurance Holdings for Long-Term Success

Overview of Truist Insurance Holdings (TIH) TIH Key Facts¹ 6th Largest broker 250+ US offices $45B+ Premiums in the US 1922 Founded 9,000+ Teammates 100+ Successful acquisitions CA OR HI WA NV ID TIH Locations Retail AZ MT ND MN 60% / 40% Wholesale/Retail revenue mix ME VT NY NH CT MA MA MD RI SD WY IA NE WI MI PA он 5 UT IN DE IL CO KS MO AR OK NM TX AL NJ Contribution to Truist¹ 13% of Total Revenue 35% of Fee Income Exceptional Financial Track Record¹ EBITDA² ($ MM) ~19% CAGR EBITDA Margin 8% of Adjusted Net Income to Common² Organic Growth 6% points increase $860 $767 $597 $512 $401 29% ~8% average annual 12% 28% 27% 9% 24% 22% 6% 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 Wholesale Southeast powerhouse with national coverage and expansion opportunities 1 Transaction and historical financials includes insurance brokerage business and excludes premium finance; all metrics as of FY 2022 2 See page 16 for non-GAAP reconciliations 4% 7% 2018 2019 2020 2021 2022 TRUIST HH 6

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