Investor Presentation (2Q2016)
Who and Where We Are
➤ Founded in 1870
> Headquartered in Wheeling, WV
$8.6 billion in assets
141 financial centers
▸ Strong credit quality and regulatory
compliance
Growing market share
Top 10: Columbus, Pittsburgh, and
West Virginia
Top 20: Cincinnati
➤ Diversified revenue generation
▪ Trust services
Securities brokerage
Wealth management
Investment management
Insurance
Fort Wayne
Frankfort
O
Dayire
Cincinnati
KY
Lexington
PA
25%
Top Market Share
OH
40%
Glumbus
00
•
Diego
OH
WV
35%
Akron
Charlestom
Balanced Market Distribution
Loans
Deposits
PA
26%
WV
WEST
OH
34%
asburgh
WV
40%
MD
Note: asset, location, loan, and deposit data as of 3/31/2016; market share based on MSA deposit rankings (source: SNL) (approximated on map by2
circles) (Pittsburgh MSA excludes BNY Mellon; Columbus MSA reflects announced HBAN-FMER merger & excludes single Wells Fargo branch)View entire presentation