Overstock Results Presentation Deck

Retail Adjusted EBITDA Adj. EBITDA ($M) $60 $50 $40 $30 $20 $10 $- $(10) $(20) $(2.5) (0.7%) Q1 '19 $1.6 0.4% Q2 '19 $(0.6) (0.2%) Q3 '19 $(2.2) $(1.9) loverstock. See Reconciliation in Appendix (0.6%) Q4 '19 (0.5%) Q1 '20 Retail Adjusted EBITDA is a non-GAAP financial measure. $53.0 6.9% Q2 '20 $50.2 7.0% Q3 '20 Adj. EBITDA Margin (%) $34.2 5.1% Q4 '20 8% 6% 4% 2% 0% (2%) Q4 Dynamics ■ ■ ■ Adj. EBITDA of $34M +$36M YOY 2020 Dynamics ■ Adj. EBITDA margin of 5.1% +572bps YoY Adj. EBITDA of $136M +$139M YOY Adj. EBITDA margin of 5.4% +569bps YoY 14

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