J.P.Morgan Results Presentation Deck
FY23 Financial results 1
$B, EXCEPT PER SHARE DATA
Net interest income
Noninterest revenue
Managed revenue ¹
Expense
Credit costs
Net income
Net income applicable to common stockholders
EPS - diluted
ROE²
ROTCE2,3
1,2
Overhead ratio - managed ¹,²
Memo:
4
NII excluding Markets
NIR excluding Markets 4
Markets revenue
Managed revenue ¹
Adjusted expense 5
Adjusted overhead ratio 1,2,5
$B
Net charge-offs
Reserve build/(release)
Credit costs
Note: Totals may not sum due to rounding
1 See note 1 on slide 13
2 Actual numbers for all periods, not over/(under)
3 See note 4 on slide 13
4 See note 2 on slide 13
5 See note 5 on slide 13
6 Reflects fully taxable-equivalent ("FTE") adjustments of $4.3B in 2023
JPMORGAN CHASE & CO.
Reported
$89.7
72.6
162.4
87.2
9.3
$49.6
$47.8
$16.23
FY23
CCB
CIB
CB
AWM
FY2023 FY2022
$6.2
$2.9
3.1
3.5
$9.3
$6.4
FY23 Tax rate
Effective rate: 19.6%
Managed rate: 24.8% 1,6
ROE O/H ratio
38%
50%
13%
59%
20%
35%
31%
64%
17%
21
54
$90.0
44.5
27.8
162.4
$85.7
53%
FY2023
FR impact
$3.7
4.4
8.2
2.3
1.3
$4.1
$4.1
$1.39
1%
2
(1)
$3.7
4.4
8.2
$2.3
(1)%
ex. FR
$86.0
68.2
154.2
84.8
8.0
$45.4
$43.7
$14.84
16%
19
55
$86.3
40.1
27.8
154.2
$83.4
54%
FY2022
Reported
$67.1
65.1
132.3
76.1
6.4
$37.7
$35.9
$12.09
14%
18
58
$62.4
40.9
29.0
132.3
$75.9
57%
ex. FR $ 0/(U)
FY2022
$18.9
3.0
21.9
8.7
1.7
$7.8
$7.8
$2.75
$24.0
(0.8)
(1.2)
21.9
$7.5
3View entire presentation