HSBC Results Presentation Deck

Focus: Repositioning for higher growth Restructuring US and Europe Reducing adjusted RWAs $bn ୮ 248 85 163 (12)% 2020 ] 219 78 141 Reductions before announced asset sales ¹6 of: c.1.3bn 2021 US c.7bn Reducing adjusted costs $bn Exit and wind-down c. 125 branches: End state is c.25 international wealth centres ◆ $8.8bn of deposits held for sale 10.9 3.6 2020 HSBC Bank plc (UK and Europe NRFB) Exit US mass retail ¹8 (completed Feb 2022) 7.3 (5)% 10.4 3.3 7.0 202117 Planned sale of France retail 19 Network of 244 retail branches $24.9bn in customer loan $22.6bn deposit balances Repositioning Asia for growth Recently announced acquisitions in Asia AXA Singapore20 (completed in Feb 2022) آیا Strategy L&T Investment Management²1 HSBC Life China HSBC Life 汇丰保险 4021 results ◆ Acquisition results in the combined group being the 4th largest health insurer and 7th largest life insurer in Singapore $10.8bn AUM 2.4m active portfolios 12th largest fund house in India Appendix HSBC Life stake increasing 50% to 100% ownership 6

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