Investor Presentation (1Q2016)
Diversified Growth Strategies
➤ Diversified loan portfolio with a focus on Commercial and Industrial (C&I)
Increased productivity from and enhancements to the commercial lending
team
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> Long history of strong wealth management capabilities
Proprietary mutual funds, and a century of trust experience
Established wealth management, insurance, and private banking services are
keys to fee income strategy
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➤ Traditional retail banking services strategies
■ Focus on customer convenience and service
Institution-wide dedication to cross-selling across multiple markets
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> Strong culture of expense management
Focus on delivering positive operating leverage while making investments
Emphasis on technology to streamline and improve processes
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Franchise expansion in contiguous markets
Targeted acquisitions within a reasonable geographic hub of our headquarters
F
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