Affirm Results Presentation Deck

Annual Revenue & Transaction Cost Detail ($ in 000s except GMV) Gross Merchandise Value ($M) Revenue Merchant network revenue Virtual card network revenue Total network revenue Interest income Gain (loss) on sales of loans Servicing income Total Revenue, net Transaction Costs Loss on loan purchase commitment Provision for credit losses Funding costs Processing and servicing Total Transaction Costs Revenue Less Transaction Costs Line Items as a % of GMV Gross Merchandise Value Revenue Merchant network revenue Virtual card network revenue Total network revenue Interest income Gain (loss) on sales of loans Servicing income Total Revenue, net Transaction Costs Loss on loan purchase commitment. Provision for credit losses Funding costs Processing and servicing Total Transaction Costs Revenue Less Transaction Costs affirm $ $ $ $ $ June 30, 2021 8,292 379,551 49,851 429,402 326,417 89,926 24,719 870.464 246,700 65.878 52,700 73,578 438,856 431,608 100.0 % 4.6 % 0.6 % 5.2 % 3.9 % 1.1 % 0.3 % 10.5 % 3.0 % 0.8 % 0.6 % 0.9 % 5.3 % 5.2 % $ $ Ś $ $ $ $ June 30, 2022 15.483 458,511 100,696 559,207 527,880 196,435 65,770 1,349,292 204,081 255,272 69,694 157,814 686,861 662,431 100.0 % 3.0 % 0.7 % 3.6% 3.4 % 1.3% 0.4 % 8.7 % 1.3 % 1.6 % 0.5 % 1.0 % 4.4% 4.3 % Notes: 1. FY Q1'21 and FY Q2'21 amounts include adjustments to amounts previously reported due to effects of adoption of accounting standards effective July 1, 2020 2. FY Q3'21 amounts include adjustments to amounts previously reported due to an adjustment to stock-based compensation expense 3. Metrics are unaudited S $ $ $ $ $ $ June 30, 2023 20,201 507,600 119,338 626,938 685,217 188,341 87,489 1,587,985 140,265 331,860 183,013 257,343 912,481 675,504 100.0 % 2.5 % 0.6 % 3.1 % 3.4 % 0.9 % 0.4 % 7.9 % 0.7 % 1.6 % 0.9 % 1.3 % 4.5 % 3.3 % 42

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