dLocal Investor Day Presentation Deck slide image

dLocal Investor Day Presentation Deck

| Overall medium term objective: Rule of 40 > 100% Growth For 2023: Maintain annual guidance shared in Q4 '22 earnings Focus on gross profit dollars Maintain low annual churn (<1%) Grow organically with our merchants Add more merchants New countries, more payment methods, higher share of wallet 25%-35% Gross Profit CAGR For medium term: Profitability Sustain EBITDA/gross profit ratio Invest in vectors of long term growth and scalability (technology, expansion, sales and marketing) • Maintain disciplined spending strategy and lean organizational structure >75% Adj. EBITDA/Gross Profit Cash Flow Generation Maintain sustainable capex level Follow merchant demands in product development ● Further automate internal processes to enhance efficiency and controls Up to 5% Capex/gross profit d. 111
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