First Foundation Investor Presentation Deck

Track Record of Delivering Profitability Adjusted Return on Average Assets(¹) 1.43% 1) 0.84% 2018 63.3% 0.94% 2019 60.2% 1.28% Efficiency Ratio (¹) 49.3% 2020 2021 2022 2Q22 2Q23 YTD YTD 47.5% 1.00% 2018 2019 2020 2021 FIRST FOUNDATION Copyright © 2023 First Foundation Inc. All Rights Reserved 58.6% I 2022 Non-GAAP measure. See "Non-GAAP Financial Measures". 1.22% 0.18% 1 51.9% 88.2% 2Q22 2Q23 YTD YTD 11.0% $1.04 Return on Average Tangible Common Equity(1) 2018 11.9% 2018 2019 2020 15.5% $1.29 $1.91 16.9% 2019 2020 2021 13.0% $2.43 Adjusted Diluted Earnings Per Share (1) 2022 2Q22 YTD 15.1% $2.02 2021 2022 $1.15 2.7% 2Q22 YTD 2Q23 YTD $0.21 2Q23 YTD 34

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