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Fiscal Fourth Quarter 2021 Financial Results

Operational Performance Metrics Monthly Growth 2021 U.S. Payments Volume Growth 100% 80% 60% 4 40% 20% 0% (20%) Jan Feb Total Credit Mar Apr May Jun Debit Jul Aug Sep Oct 1-21 100% 80% 60% 40% 20% 0% (20%) Note: February growth rate for total U.S. payments volume would have been 9% in 2021 if the impact of February 29, 2020 was excluded. Results are calculated over the comparable prior-year period. Refer to Operational Performance Data footnote for further information on these metrics. Fiscal Fourth Quarter 2021 Financial Results Jan Total Feb Card Present Mar Apr Card Not Present May Jun Jul Card Not Present, Excluding Travel Aug Sep Oct 1-21 ©2021 Visa. All rights reserved. VISA

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