Overstock Results Presentation Deck

Summary and Q&A - Focused Execution. Overstock Retail Sustainable, profitable growth Relentless focus on initiatives. ● ● Retail Gross Margin: +200bps YoY Gross Profe 320 360 340 330 $10 30 overstock. $7.25 19.9% 01/19 $72 19.7% 02 19 loverstock. $7.5 20.7% 111 0419 20.0% 03:19 $7-4 21.9% 0120 Gross Margin 30%% 20% 15% 10% M FOR tZERO • OSTKO dividend driving adoption. ● Onboarding tokens & investors 2020 Priorities Assets Trade more high-quality digital securities on the tZERO ATS Overstock. Liquidity Enhance liquidity for digital securities on our platform Experience Create a world class experience for digital securities tZERO Medici Ventures • Seeking third-party investors • Products in production Identity evernym MINDS NETKI FinClusive Vital Chain overstock. Submit questions to [email protected] Land Titling MEDICI LAND GOVERNANCE MEDICI VENTURES Banking & Currency bitt PEERNOVA spera ripio Capital Markets tZERO symbiont Supply Chain Vinsent GRAWIN FACTOM Voting Voatz votem SettleMint MEDICI VENTURES 53

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