Paysafe Results Presentation Deck slide image

Paysafe Results Presentation Deck

Strong balance sheet - Debt restructuring enhances financial flexibility Liquidity summary ($m) Cash and cash equivalents Undrawn amounts under revolving credit facility (¹) Leverage ($m) Total Debt(¹) Cash and cash equivalents Net debt(¹) Net debt-to-LTM Adj. EBITDA(2) Paysafe: (1) (2) 6/30/21 $248 $270 6/30/21 $2,095 $248 $1,847 4.3x ● ● Refinanced existing senior secured loan facility ($2.1bn) with combination of new senior secured loan facility ($1.1bn) and senior secured notes ($0.9bn) Extended debt maturity from 2024 to 2028 / 2029 Expanded revolver and extended maturity from 2023 to 2027 Improved pricing (~50 bps) and significant covenant headroom B+ credit rating (reflects 2-notch de-SPAC upgrade) Expect debt financing to be completed in Q3 to fund SafetyPay acquisition Committed to long-term leverage goal of ~3.5x Total debt includes the outstanding principal on the Company's borrowings. Total debt excludes the drawn amounts of a local $50 million Credit Facility held in the US outside the Company's Senior Credit Facility. The nature of the facility is to draw on the facility daily and to prefund daily interchange and acts as a source of working capital. Net debt-to-LTM Adj. EBITDA is defined as Net Debt (Total Debt less Cash and cash equivalents) divided by the Company's adjusted EBITDA as defined on slide 27 for the last 12 months and does not represent the definition of adjusted EBITDA that is used for covenant calculation purposes. 21
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