Affirm Investor Event Presentation Deck

Employee stock-based compensation $ million unless otherwise indicated $180 3FQ'21 AFFIRMI 2023 $111 4FQ'21 $93 $89 1FQ'22 2FQ'22 CEO value creation award Metrics are unaudited. $98 $111 3FQ'22 4FQ'22 $120 $122 1FQ'23 2FQ'23 Employee stock-based compensation $107 3FQ'23 Considerations We establish SBC based upon an annual dilution target, not GAAP expense Additional CEO Value Creation Award stock options will be earned only if the 90 trading day VWAP of Affirm Class A shares exceeds $132 affirm 32

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