XP Inc Results Presentation Deck

Non-GAAP Financial Information Adjusted EBITDA and Adjusted Net Income Adjusted EBITDA (in R$ mn) EBITDA (+) Share Based Compensation Adj. EBITDA Adjusted Net Income (in R$ mn) Net Income (+) Share Based Compensation (+/-) Taxes Adj. Net Income 2Q21 1,080 165 1,245 2Q21 931 165 (63) 1,034 2Q20 663 40 704 2020 540 40 (16) 565 YoY 63% 309% 77% YoY 72% 309% 292% 83% 1Q21 864 178 1,043 1Q21 734 178 (67) 846 QoQ 25% -7% 19% QoQ 27% -7% -6% 22% XP Inc. 20

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