Deutsche Bank Results Presentation Deck slide image

Deutsche Bank Results Presentation Deck

Commercial Real Estate (CRE) Focus portfolio comprised of IB and CB non-recourse CRE lending CRE portfolio: € 33bn Of total loans > € 488bn Q1 2023 US Office: <1% Other CRE: 6% APAC EU Other By region 13% 37% 43% By sector € 33bn 50% US Retail € 33bn 11% 34% Office 12% Q1 2023 Hospitality CRE portfolio accounts for 7% of total loans and remains well diversified across regions and sectors Note: additional details provided on slide 38; for footnotes refer to slides 45 and 46 Deutsche Bank Q1 2023 results Investor Relations April 27, 2023 IB CRE: € 28bn Retail Hotel Other Office US Office Residential Other¹ 28 2 3 3 5 5 10 <1% of total loans Q1 2023 Limited US Office exposure; ~80% in Class A properties Risk management and mitigations > Geographically diverse, well located institutional quality assets > Strong institutional sponsors with significant cash equity invested > Tight loan structures with moderate LTVs and maturity extensions subject to financial covenants > Stress testing to identify loans with elevated refinancing risk; pro-active engagement with borrowers to achieve balanced loan extensions > for Stage 3, in line with prior quarters² 15
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