Affirm Investor Day Presentation Deck

Addressing the pain points for B2B buyers and sellers AFFIRM | 2023 ● ● Buyer pain points Limited financing options Sole props are often ineligible for credit cards or loans and require a personal guarantor Cash capacity constrained Lack cash runway to spend especially during peak seasonal periods OPEN ● ● Seller pain points Poor credit options Credit cards and lines of credit don't underwrite or approve businesses effectively Need to unlock growth Want the same incrementality benefits of financing for the business buyer affirm 55

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