Investor Presentation (2Q2016)
Diversified Revenue Generation: Non-Interest Income
Operating non-interest income
contributed 24% of net revenue in
2015
> Wealth management businesses
(trust, securities brokerage)
contributed $29.6MM to 2015
revenue, a year-over-year increase
of $1.6MM due to customer
development initiatives and new
talent hires in several regions
► 1Q16 operating non-interest
income reflects growth in electronic
banking and deposits fees from
higher transaction volume and
growth in demand and savings
deposit products
$80
$70
$60
$50
$40
$30
$20
$10
SO
Operating Non-Interest Income ($MM)
$68.7
2013
■Deposits
$68.6
2014
Annual
e-Banking
■Trust
$73.2
2015
I
■Brokerage
$18.0
1Q15
$18.3
1Q16
Quarterly
☐BOLI
Other
Note: operating non-interest income (excludes gain/loss on securities and on sale of OREO property) is a non-GAAP measure, please see the
reconciliations to GAAP results in the appendix
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