Vroom Mergers and Acquisitions Presentation Deck

anticipated integration milestones Q4 2021-Q1 2022 Closing of the transaction Begin integration 1H 2022 Integrate corporate functions and commence technology integration Begin loan originations via UACC 2H 2022 Extend technology platform to enable ecommerce loan originations Transition to integrated captive financing provider 2023 and Beyond Expand integrated financing capabilities beyond non-prime O 6 V © 2021 Vroom, All rights reserved.

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